Michael Cullum has been an influential leader in the underwriting and fraud sector, currently serving as the Head of Underwriting and Fraud at AXA Retail since October 2019. With a strong foundation at AXA Personal Lines from December 2013 to October 2019, Michael led initiatives in product development and account management. Prior experience includes roles at Towergate Underwriting Group as Underwriting Director and positions at AXA Insurance, where responsibilities ranged from managing household underwriting performance to product management. Michael's extensive background encompasses underwriting strategy, operational support, and compliance within various personal lines insurance markets.
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