Muhammad Umar Khalid

Muhammad Umar Khalid is an experienced professional in the finance and collections sector, currently serving as a Collection & Recovery Officer at First Abu Dhabi Bank since July 2018. In this role, Muhammad specializes in planning and achieving management targets, preparing comprehensive settlement plans, and liaising with customers regarding post-disbursement documents and overdue payments. Prior experience includes serving as a Recovery Officer at Mashreq Bank and as a Collection Officer at EMDC and Tahseel, where Muhammad focused on debt negotiation and collections. Additionally, Muhammad has a background in sales and marketing from Relax Solutions and gained early experience in human resources as a trainee at Ibrahim Fibres Ltd. Muhammad holds a Master’s in Public Administration with a concentration in Human Resources Management from Government College University, Faisalabad, and a Bachelor of Commerce from the University of the Punjab.