Rafael M. is a seasoned finance professional with extensive experience in risk management and business analysis. Currently serving as the Chief Risk Officer at Bankinter Consumer Finance since January 2009, Rafael has also held roles as the Business Analysis Director for Credit Risk and Business Analysis Manager within the organization. Prior to this, Rafael worked at Capital One from October 2005 to December 2008, progressing from a Business Analyst - Sr. Associate to a Sr. Business Analyst. Rafael earned a degree in Industrial Engineering from Universidad Politécnica de Madrid, completing studies between 1999 and 2005.
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