Fu Luo

Fu Luo serves as the AVP - Credit Risk Analytics Lead at Barclays since August 2021, focusing on underwriting, line assignment, and pricing strategies for co-brand credit cards to maximize profitability. Previous experience includes roles as a Senior Credit Risk Analyst at Bread Financial, where strategies for new account underwriting and portfolio monitoring were implemented, and as a Credit Risk Analyst at Bluestem Brands, where risk strategies and machine learning models were developed. Additional positions include Senior Analyst at Pan Asian Community Development and Investment Analyst at Asian Media Access, with early experience in investment analysis as an intern at JIC Leasing. Fu Luo holds a Master's Degree in Finance from Northeastern University, a Master's Degree in Data Science from the University of St. Thomas, and a Bachelor's Degree in Accounting from Beijing Language and Culture University.