Baysys is the leading resolution specialist for distressed consumer debt in emerging markets. We focus exclusively on consumer portfolios, combining deep domain expertise with an AI‑native technology stack.

Our platform gives clients and investors full end‑to‑end control over every account. Each interaction is recorded and governed by strict risk and compliance rules, while the same infrastructure prices portfolios, forecasts returns, and tracks realised ROI.

In a world of automated decision‑making, we are deliberately human‑centric. Behavioural data and sentiment signals are used to personalise outreach and terms, so borrowers experience empathy and dignity whilst delivering superior recoveries 

Founded in 2025, Baysys is led by operators from fintech, banking, AI, credit risk, and large‑scale collections. Our goal is to turn distressed consumer portfolios into predictable, well‑governed, and scientifically managed sources of long‑term value.

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Lizzie Chapman

This department focuses on guiding product development and strategic planning to meet market demands and enhance customer satisfaction.

Product Strategy

This department focuses on assessing risks and developing strategic initiatives to guide organizational decisions.

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Teams

Product Strategy

Risk and Strategy

Offices