Francesc Rizo Muns has a diverse background in information systems and risk management, beginning their career in the 1980s as a programador de aplicaciones at Framonte S.A. and Caixa Catalunya. They held various roles in information systems auditing and risk model management at CatalunyaCaixa from 2007 to 2016. Francesc later worked at BBVA in regulation and risk appetite frameworks, showcasing their expertise in global risk management. They hold degrees in Informatics Engineering from Universitat Autònoma de Barcelona and in risk control from Institut d’Estudis Financers.
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