Lutfi Avcı is a Senior Risk Manager with 18 years of experience in global banking, currently working at BBVA Group’s headquarters in Madrid. They specialize in risk budgeting, provision forecasting, and credit risk analytics, particularly with a focus on Turkey. Lutfi has a proven track record in IFRS 9 ECL modeling and NDoD implementation, and is skilled at transforming complex risk data into actionable insights for C-level leadership. Their past roles include oversight of credit evaluations and portfolio management, demonstrating a strong ability to align risk and capital planning with regulatory expectations. Lutfi holds a Master's degree in Finance and Economics from Bahcesehir University.
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