Since 1909, Bear River Mutual has been committed to serving the people of Utah. What began as a small northern Utah company focused on helping local farmers obtain affordable insurance has since grown to become the state’s oldest and largest personal lines property and casualty insurance company. Bear River Mutual has been headquartered in Murray, Utah since 1995.

Dedication to the Utah market through independent agents, selective underwriting standards, and a focus on high-level service and shared values with our policyholders has helped make Bear River Mutual a strong and vibrant company for over 100 years. These unique qualities have aided in creating generations of loyal Bear River Mutual customers.

The insurance industry has also recognized the company for its success. Bear River Mutual was named one of the nation’s top 50 performing property and casualty insurance companies by the Ward Group from 2008 to 2013.

In 2015 Utah Business Magazine named Bear River Mutual one of Utah's Best Companies to Work For.

Bear River Mutual, and company employees, regularly organize and participate in charitable events and activities throughout the community. From participating in blood drives, to helping provide college scholarships to local students, to donating vehicles to local families in need, a focus on giving back to friends and neighbors is engrained into the culture of Bear River Mutual.

Insurance

Bear River Mutual

Bear River Mutual's headquarters in Murray, UT, United States

This department focuses on data analysis and software engineering to develop and enhance technology platforms.

Analytics and Engineering

The Data and Systems Analysis team at Bear River Mutual plays a crucial role in optimizing the company’s operations through data management and technology integration. This team analyzes and enhances business systems, ensuring efficient data flow and system performance, while providing insights to drive informed decision-making. By leveraging data engineering and analysis, they support the organization’s commitment to high-level service and operational excellence within the insurance industry.

Data and Systems Analysis

The Claims Management team at Bear River Mutual is dedicated to efficiently handling and resolving insurance claims for policyholders, ensuring a seamless and empathetic experience. Comprised of skilled adjusters and examiners specializing in various types of claims, the team assesses damages, evaluates policy coverage, and facilitates timely payouts. Their focus on high-level service reflects Bear River Mutual's commitment to building trust and loyalty within the Utah community.

Claims Management

This department manages the organization's financial operations, including accounting, budgeting, and financial reporting.

Finance Department

This department oversees the strategic direction and policies of the organization through its board members.

Governance

The Leadership Team at Bear River Mutual is responsible for setting the strategic direction of the company and ensuring alignment with its mission of providing exceptional insurance services to the Utah community. This team, comprised of the President and CEO, Chief Financial Officer, and Vice President of Information Technology, collaborates to manage financial health, drive technological advancements, and maintain high-level service standards, all while fostering a culture of community involvement and support. Their leadership is instrumental in upholding Bear River Mutual's legacy and commitment to its policyholders and the broader community.

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Other teams

Data and Systems Analysis

Claims Management

Finance Department

Governance

Leadership Team