BenPay is a U.S. MSB-licensed platform making Web3 payments and decentralized finance (DeFi) services intuitive, secure, and accessible to users worldwide. As the financial gateway of the BenFen ecosystem, BenPay empowers everyday use of digital assets.

BenFen: Move-based high-performance public chain for Web3 payments
🌐 https://www.benfen.org/

Our Vision
We’re building more than just a product — our vision is to rebuild the core functions of banking entirely on-chain. From payments to lending, we aim to create an open, decentralized financial system where users own and control their assets without relying on traditional intermediaries.

Our Products
BenPay Card: Spend crypto globally, online and offline, via seamless integration with Apple Pay and Google Pay.
BenPay DEX: Swap assets directly on-chain with low fees and full transparency.
BenFi: Access predictable, on-chain lending with real-time data and smart contract guarantees.
Together, these tools offer a unified and practical DeFi experience.

Technology & Security
All services are built on the BenFen blockchain — a high-performance, Move-based public chain optimized for multi-currency stablecoins and cross-border use cases such as payments, FX settlement, and on-chain remittance. BenFen supports sub-second confirmation and tens of thousands of transactions per second (TPS), making it ideal for high-frequency, real-world financial scenarios.

Our Mission
BenPay is creating the foundational infrastructure for the next-generation decentralized finance, turning complex crypto experiences into usable financial tools and reimagining what banking can look like in a permissionless world.

BenPay

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