Ronit Fruchtman

Ronit Fruchtman has extensive work experience in the field of credit risk and financial advisory.

From 2015 to present, they have been working at BLender P2P Lending as the Chief Compliance Officer.

From 2013 to present, they have been running their own consultancy firm, Ronit Fruchtman Advisors, where they advise financial institutions, banks, and start-up companies on various topics including credit lending practices, risk management, and fraud prevention.

In 2012, they worked as the Chief Risk and Compliance Officer at Capital Cadence, where they were responsible for setting credit, risk, and regulatory policies for the company.

From 2011 to 2012, they served as the Chief Risk and Credit Officer at Citi, overseeing the Consumer Credit Risk department for the Israeli market.

Prior to that, they held the same role at Cal (Israel Credit Cards) from 2008 to 2010, where they managed credit and operational risk policies for the company.

From 2005 to 2007, they worked at American Home Mortgage Servicing as the Head of Risk Management Analytics, leading the Risk Analytics group and supporting the senior management team.

From 2000 to 2005, they worked at JP Morgan Chase as a VP of Credit Risk, responsible for managing credit policies and analyzing program performance.

Ronit started their career in 1998 at Aetna, a leading US health insurance provider, where they worked as a Project Manager focused on analysis using statistical tools.

Ronit also has experience as a Business Analyst at Teva Pharmaceutical Industries Ltd. from 1994 to 1997.

Throughout their career, Ronit Fruchtman has developed expertise in credit risk management, statistical forecasting, fraud prevention, and regulatory compliance.

Ronit Fruchtman has pursued graduate studies in Business Administration and Management, General at Tel Aviv University. Prior to that, they obtained a Bachelor's degree in Statistics from the University of Haifa.