Most banks assume their card scheme invoices are correct. They're not.
Scheme billing is one of the most complex and under-audited cost lines in financial services. Thousands of event codes. Misapplied incentives. Unchallenged penalties. Interchange and VAT errors that compound month over month.

The result? Banks routinely overpay 5–15% on scheme costs without ever knowing.

Bluebridge finds it and brings it back. We're not consultants, we're recovery specialists, built by people who've worked inside banks, processors, and card associations.

What we do:

→ Historical billing analysis
→ Incentive agreement validation
→ Fee optimisation
→ Fines & penalties recovery
→ Interchange & VAT reconciliation
→ Payment Insights Portal (PIP) — real-time monitoring

Why clients choose us:

→ Industry insiders, not generalists
→ Proprietary analytics that find what manual checks miss
→ Full recovery management — from audit to settlement

If you handle card scheme billing and you've never had it independently audited, you're almost certainly leaving money on the table.



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Bluebridge

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