Bread Financial offers personalized payment, lending, and savings solutions. They provide customers and partners with a wide range of digitally enabled options that are easy, empowered, and flexible financially. Their service includes credit card facility, loan options, and flexible payment options.

Credit & Debit Cards

Personal Finance

Bread

Bread's headquarters in Columbus, OH, United States

The New York office focuses on financial strategy and software development, driving innovation and analytical insights.

New York

This department focuses on optimizing operations and enhancing data accessibility across the organization.

Operations and Data

The Leadership Team at Bread Financial is responsible for steering the company's strategic direction, ensuring operational excellence, and fostering a culture of inclusivity and innovation. This group of executives oversees critical functions such as customer care, data management, risk assessment, financial operations, technology, commercial activities, and legal affairs, aligning these elements to deliver personalized financial solutions that empower customers and partners.

Leadership Team

The Management team at Bread Financial oversees the strategic direction and operational efficiency of the company. This team is responsible for integrating enterprise systems, managing engineering projects, ensuring business continuity, and overseeing financial planning. Additionally, they guide IT infrastructure, direct collections operations, lead quality assurance initiatives, and drive data science innovations to support personalized payment, lending, and savings solutions.

Management

The Software Engineering Team at Bread Financial is responsible for designing, developing, and maintaining the company's digital payment, lending, and savings solutions. They ensure that the various platforms are user-friendly, secure, and scalable to meet the diverse needs of customers and partners. This team collaborates on creating new features, optimizing performance, and integrating advanced technologies to provide flexible and empowered financial options.

Software Engineering Team

The Strategy and Analysis Team at Bread Financial specializes in developing and optimizing strategic initiatives to enhance financial products and services. They analyze market trends, client performance, and financial metrics to provide actionable insights that drive business growth and improve customer and partner experiences. This team ensures the successful implementation of strategies that align with the company's goals of providing easy, empowered, and flexible payment and lending solutions.

Strategy and Analysis Team

The IT and Infrastructure team at Bread Financial ensures the seamless operation and security of the company's digital payment, lending, and savings services. They manage and maintain the technological infrastructure, conduct IT audits to ensure compliance and security, and oversee IT governance to align technology initiatives with business goals.

IT and Infrastructure

This department provides comprehensive administrative support and services to enhance organizational efficiency.

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Other teams

Leadership Team

Management

Software Engineering Team

Strategy and Analysis Team

IT and Infrastructure

Administration Services