Christopher R. Dowd

Margaret K. De Koning

EVP & Chief Credit Officer

James F. Dodd

Chief Financial Officer

Leslie S. Dorsey

VP, Human Resources

Susan M. Slovic

VP, Marketing

Robert Roemer

Senior Vice President Information Technology

Alicia A Riegert

(former) Vp/it At Ballston Spa National Bank

Jodi Modder

Vice President Customer Support Services

Jillian Cutrone

Vice President Marketing

Jim Conroy

EVP And Chief Banking Officer