Builders Mutual is a leading writer of commercial insurance products dedicated exclusively to the construction industry.

There is no way to remove all the risks associated with construction. But at Builders Mutual, we are giving it our best effort. We work with you to reduce risks, prevent fines, and help your job go as smoothly as possible through safety education, risk management consulting, and complete insurance coverage.

Builders Mutual provides insurance coverage exclusively to the construction industry. It’s not just our specialty—it’s all we do. Headquartered in North Carolina, our market now includes the Mid-Atlantic and Southeast. We have a history with the North Carolina Home Builders Association, and maintain strong partnerships with various industry associations. From the groundbreaking to the ribbon cutting, we are by your side, helping you avoid risks and enjoy a job well done.

Whether you’re dealing with your risk management consultant, auditor, or claims adjuster, trust that you have the industry experts at work with you.

Commercial Real Estate

Construction

Insurance

Builders Mutual

Builders Mutual's headquarters in United States

This department is responsible for evaluating and approving insurance applications for express accounts.

Express Underwriting

This department manages the assessment and approval of insurance applications for the middle market segment.

Underwriting Department

This department oversees the processing and management of insurance claims to ensure accuracy and efficiency.

Claims Management

The IT and Technical Support team at Builders Mutual is responsible for ensuring the stability and security of the company's technology infrastructure, enabling seamless operations within the construction insurance sector. This team manages IT services, oversees network security, implements digital solutions, and supports data management to facilitate efficient processes and enhance user experience for internal stakeholders and partners. Additionally, they drive IT projects that align with the company’s goals and improve overall service delivery.

IT and Technical Support

This department focuses on identifying, assessing, and mitigating risks to enhance organizational decision-making and stability.

Risk Management

This department oversees the auditing of premium accounts to ensure accuracy and compliance with established standards.

Premium Audit

The Sales and Territory Management team at Builders Mutual is responsible for driving the growth of the company's commercial insurance products within the construction industry. This team manages relationships with large accounts, oversees regional sales efforts, and develops strategies to expand market presence in the Southeastern and Mid-Atlantic regions. With a focus on understanding client needs, they collaborate with risk management consultants to ensure that customers receive tailored solutions that mitigate risks and enhance their operational success.

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Other teams

Underwriting Department

Claims Management

IT and Technical Support

Risk Management

Premium Audit

Sales and Territory Management