Raúl M.

Raúl M. is a seasoned professional in the field of credit risk and machine learning, currently serving as the Manager de Modelos de IA de Riesgos at CaixaBank since March 2019, where responsibilities include product ownership of SME rating models and development of credit risk models utilizing machine learning techniques. Previous experience includes a role as Senior Data Scientist at CaixaBank, focusing on decision analytics and advanced model impact analysis, as well as senior analyst positions at AIS with significant involvement in risk parameter estimation under IFRS9. Raúl M.'s earlier career includes roles as a Credit Risk Analyst at FinConsum and a Consultant at Soluziona, contributing to Basel II implementation projects. Educational qualifications include a Master’s in Banking and Finance from Universitat Pompeu Fabra and an Engineering degree in Statistics and Informatics from Universidad Nacional Agraria La Molina.