CAL Financial, a Minneapolis-based retail (B2C) insurance and financial brokerage, works with both individual and business clients to meet their evolving insurance and financial needs. 

For Individuals:
•	Individual term and permanent life insurance
•	Disability income protection
•	Long term care coverage
•	Supplemental Medicare plans
•	Health insurance plans
•	Annuities
•	Private passenger insurance for auto, motorcycle, ATV / UTV, snowmobile, boat, yacht
•	Property insurance for primary home, condo, renters, rental properties, valuable possessions                   (i.e. jewelry), and much more
•	Farm and Ranch
Excess Liability (umbrella)

For Businesses:
•	Employee Benefits: group health, life, and disability insurance plans
•	Products and strategies for: business continuation and buy-sell agreements, executive compensation, key employee protection, business financing collateral, and retirement income
•	Commercial Property / Casualty Coverage, including: general liability, product liability, workers compensation, business property, commercial and fleet auto, and much more

Office Phone: 763-703-5380
Web: www.cal-financial.com

Licensed in the following states: Arizona, Florida, Iowa, Minnesota, Nebraska, New York, North Dakota, South Dakota, Wisconsin

CAL Financial, Inc.

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