Cal believes that Innovation and Technology are important key success factors in the changing landscape of the Banking and Financial Services industry, as well as in many other aspects of our lives. Cal's approach is that innovation and technology have to serve the business, and not vice versa, i.e. shall eventually provide real value to the customer. Under this approach, Cal has been investing a lot in developing digital solutions, in order to help its customer to get whatever they need, and to get it quickly, personalized, anytime and anywhere. Within the last few years Cal has launched several award winning digital solutions, some are based on self-developments where others have been implemented via cooperation with 3rd party technology vendors, startups and entrepreneurs. Cal strongly believes in Open Innovation and is constantly seeking for new ideas, technologies and collaborations, to enable us to fulfil our vision and our customer centric approach.

Banking

Credit

This department focuses on protecting the organization's network infrastructure and ensuring secure data transmission through various security measures and technologies.

Network Security

The Product Management and Development team at Cal is responsible for driving the innovation and execution of digital financial solutions that enhance customer experiences. This multidisciplinary team collaborates to define product strategies, oversee development processes, and ensure alignment with market needs, leveraging both in-house expertise and partnerships with technology vendors. By prioritizing customer-centric design and agile methodologies, they aim to deliver cutting-edge credit card products and services that meet the evolving needs of users in the digital finance landscape.

Product Management and Development

This department is responsible for designing, building, and maintaining software applications and systems.

Software Development

The Data Analysis and Engineering team at Cal plays a pivotal role in leveraging data to enhance customer experiences and streamline operations. By analyzing trends, developing predictive models, and implementing data-driven strategies, the team ensures effective risk management, fraud prevention, and targeted marketing. Their efforts support Cal's commitment to innovation by providing actionable insights that drive the development of personalized financial solutions for over two million cardholders.

Data Analysis and Engineering

This department focuses on ensuring the quality and performance of software products through various testing methodologies.

Quality Assurance

This department oversees project planning, execution, and delivery to ensure initiatives meet organizational goals.

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Other teams

Product Management and Development

Software Development

Data Analysis and Engineering

Quality Assurance

Project Management