Canadian Life Settlements (CLS) helps Canadian policyholders explore solutions to unlock value from their existing life insurance policies.

Based in Montréal, CLS specializes in life settlements and life advance options for seniors who may no longer need or want to maintain their coverage. In certain cases, selling a policy can provide significantly more value than surrendering it back to the insurer.

We work with policyholders across Canada through a transparent, respectful process designed to support retirement planning, reduce financial strain, and offer flexibility later in life.

All services are provided in both English and French, and every transaction is reviewed carefully to ensure suitability, fairness, and compliance with applicable Canadian requirements.

If you have questions about whether a life settlement or life advance may be an option, we welcome you to contact us for a confidential discussion.

Canadian Life Settlements

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