Capital for Life is a specialist international advisory firm focused exclusively on advanced life insurance strategies for high-net-worth and ultra-high-net-worth. We work with financial advisers, trustees, tax specialists, private bankers and wealth managers to design and implement Indexed Universal Life (IUL) and Private Placement Life Insurance (PPLI) solutions, premium-financing arrangements, policy-loan structures, multi-pay funding strategies and trust-based planning.

Our global client base spans the UAE, UK, Europe, Africa, Asia and Australia and includes international families, entrepreneurs and business owners with complex, cross-border needs. By partnering with specialists in underwriting, global tax & structuring, and fiduciary services we enable compliant, tax-aware, wealth-preserving and succession-ready outcomes.

Founded and led by Carlton Crabbe, who brings nearly 30 years of private wealth experience, Capital for Life supports both client-focused advisory and professional-adviser education. Our resources include CPD-accredited training, technical case reviews and the Annual Buyer Survey on IUL trends to help advisers stay ahead in a competitive global environment.

What we do:

IUL and PPLI advisory for HNW/UHNW clients, including wealth preservation, long-term income and wealth transfer planning.

Trustee, adviser and tax-specialist support through tailored training, underwriting insight and global structuring

Cross-border estate and succession planning aligned with global tax and regulatory frameworks

Why we do it:
In an era of increased regulatory complexity, tax pressure and global mobility, our mission is to simplify and implement life insurance structures that deliver clarity, control and long-term peace of mind.

Connect with us to explore how IUL, PPLI insurance strategies can enhance your client proposition and deliver high-value outcomes for your business and clients.

Capital for Life

Org chart

Teams

Offices