David Stuart

David Stuart specializes in credit risk and analytics, using advanced machine learning underwriting models to develop credit strategies. Currently, as the Director of Business Analysis at Capital One, David ensures the integrity and effectiveness of lending strategies within Credit Risk Management. With a focus on fostering responsible lending practices, David leads oversight of lending strategies and emphasizes strategic analysis through cross-functional collaboration. Prior to this role, David gained experience as a Business Analysis Manager and Senior Manager of Business Analysis at Capital One, driving impactful initiatives in credit policy development for both subprime and prime auto portfolios. David holds a Bachelor of Science in Civil Engineering from the University of Nebraska-Lincoln and an M.B.A. from the University of Virginia Darden School of Business.