Michael McCrary

Michael McCrary, Ph.D., is an experienced data science leader specializing in solving complex business problems within the retail and financial services sectors. They have held key roles at companies such as Limited Brands, Nationwide Insurance, and Capital One, where they developed predictive models that significantly enhanced sales and marketing effectiveness. Notably, their work at Nationwide contributed to a 20% reduction in credit card delinquency rates. Currently, Michael serves as a Senior Manager in Data Science at Capital One, focusing on innovations in credit risk evaluation. Additionally, they have contributed to education as an Adjunct Professor in a Master's of Business Analytics program.