Ruoding S.

Ruoding S. is a Principal Quantitative Analyst at Capital One, where they lead the development of Loss Given Default models for the company’s commercial portfolio. Previously, Ruoding served as a Modeler at Discover Financial Services and held postdoctoral and graduate research positions at the University of Virginia, University of Florida, and Virginia Tech, focusing on applied economics and data-driven decision-making in finance and health. They are passionate about using machine learning to derive scalable insights from big data. Ruoding has contributed to various projects that assess financial hardship among cancer patients, consumer behavior towards local food, and risk assessment models.