Nicole Ramos possesses extensive experience in credit risk and portfolio management, currently serving as Manager: Credit Card at Capitec since July 2020, after holding the position of Senior Specialist: Credit Card. Prior to this role, Nicole worked at JUMO.WORLD from January 2017 to June 2020, where responsibilities included Credit Risk and Portfolio Management and Credit Risk Channel Head. Nicole's earlier career includes a tenure at African Bank as Manager: Credit Risk and Underwriting and Senior Credit Analyst, as well as a role as Credit Analyst at Nedbank. Academically, Nicole holds a Master's degree in Economics, an Honours in Economics, and a Bachelor's degree in Computational and Applied Mathematics, all from the University of the Witwatersrand.
This person is not in any teams
This person is not in any offices