Thomas Damgaard is a skilled Product Owner currently at Cardlay, overseeing multiple feature teams focusing on customer-facing and cross-platform functionalities. Prior experience includes significant roles at Danske Bank, where responsibilities spanned product ownership in data integration, data engineering, and team management. Thomas has also held positions as a Senior Analyst in Collateral Management at Danske Bank Corporates and Institutions, and as a Business Analyst at A.P. Moller - Maersk, contributing to key revenue optimization and software implementations. Thomas possesses strong technical expertise developed through various roles in IT consulting, programming, and data analytics. Educational credentials include an Engineer’s Degree in Information Technology from DTU and courses in Big Data and Operations Research.