Bill Lin is an accomplished professional in credit portfolio analytics and risk management with extensive experience in the financial sector. Currently serving as AVP of Card Business Analytics at CardWorks since April 2025, Bill transitioned to the role following CardWorks' acquisition of Ally Credit Card. Previously, Bill held various leadership positions at Ally, including Sr. Manager of Card Business Analytics, where responsibilities included credit portfolio analytics and risk monitoring. Bill's earlier roles encompass significant contributions at Wells Fargo Home Mortgage, Chase Home Loans, CitiMortgage, Capgemini, and Citifinancial, demonstrating a strong track record in managing risk and developing innovative strategies to enhance asset quality and operational efficiency. Bill holds dual Master's degrees in MBA and Information Systems from Baylor University and a Bachelor's degree in English from China Foreign Affairs University.
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