At cfX, our only mission is to provide the best possible financial advice to America’s Housing Finance Agencies.  We are a FinTech company and Municipal Advisor using proprietary, industry-specific technology to optimize our guidance, helping increase housing opportunities across the country.

cfX provides financial advice to state and city housing finance agencies to help them to achieve their mission and financial goals, making housing more affordable in a sustainable manner. We use technology to create evidence- and analysis-based advice that relies on the application of customizable solutions to compile, organize, manage and analyze all of the financial pieces that make up each HFA’s unique portfolio.  cfX helps HFAs to undertake long-term financial projections across a wide spectrum of future scenarios and implement strategies that optimize outcomes within their own goals, policies, capacity and risk tolerance.  Our scope includes  municipal private activity bond issuance, ongoing operating transactions, program advice and tax compliance for our clients.

Our firm has roughly two dozen employees and is located in New York City.  cfX and its predecessor firms have been advising HFAs for more than 30 years. We are a registered Municipal Advisor with the SEC and MSRB.  We currently provide services to 17 state and city housing finance agencies across the country, including many of the largest and most complex HFAs, and are a member of NCSHA.

cfX Incorporated

Cindy Harris

This department specializes in analyzing data and creating mathematical models to inform strategic decisions.

Quantitative Analysis

This department oversees strategic direction and decision-making at the highest level of the organization.

Executive Leadership

This department focuses on analyzing and financing affordable housing initiatives to support community development.

Affordable Housing

This department focuses on designing, building, and maintaining software applications.

cfX Incorporated

Org chart

Teams

Quantitative Analysis

Executive Leadership

Affordable Housing

Software Development

Offices

cfX Incorporated

Org chart

Teams

Quantitative Analysis

Executive Leadership

Affordable Housing

Software Development

Offices

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