Joe H. is an experienced business leader who has held senior positions in the financial services sector. Joe has extensive board-level experience, focusing on strategic reviews, transformational change, and risk management. They led teams in various banking sectors and established Certus to manage the closure of the Bank of Scotland (Ireland), emphasizing high-performance and innovation. Joe completed the Certified Banking Director qualification in 2013 and is a Fellow of the Institute of Chartered Accountants in Ireland. Since 2016, Joe has engaged in several charitable non-executive roles at the board level, serving on finance, audit, and risk committees.
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