Elya Constanta

Elya Constanta is a Senior Credit Risk Oversight Manager at Checkout.com, where they leverage over 11 years of experience in the card payments sector to oversee fraud and risk management initiatives. Previously, Elya held the position of EMEA Senior Risk Manager at American Express and was a Fraud & Disputes Manager at Citi Group, where they notably established processes for a close loop payments solution. Elya’s leadership has been recognized with awards, including 'Best Alternative Payments Program' and 'Innovation of the Year' at prestigious industry events. They hold an MSc from the University of Surrey and have completed multiple professional certifications in risk management and compliance.