Michael Bear is a Senior Credit Risk Analyst at Checkout.com since January 2021, bringing extensive experience in credit analysis from previous roles at Open to Opportunities, Close Brothers Premium Finance, Worldpay, Global Payments, and HSBC. At Close Brothers Premium Finance and Worldpay, Michael focused on counterparty analysis and sector trends within the corporate credit sector, specifically targeting the insurance market. Michael's tenure at Global Payments involved risk assessment, compliance management, and stakeholder communication, while initial experience at HSBC consisted of underwriting commercial lending products and mentoring new team members. Michael holds a Bachelor of Science degree in Recreation and Leisure Management from Sheffield Hallam University, completed between 1997 and 2000.
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