John Valica is a Director at CIBC, specializing in Corporate and Commercial Credit Risk Analytics since 2018. Previously, they served as a Profit and Loss Analyst at Scotiabank from 2011 to 2013 and later held the role of Manager in Model Validation for Retail and Wholesale Credit Capital from 2013 to 2015. John holds a Master of Arts in Economics and Finance from Queen's University and a Bachelor of Arts in the same field from Brock University. Their expertise includes time series modeling, machine learning techniques, and database development and management.
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