Rafael Lopes is an accomplished finance professional with extensive experience in financial planning, budgeting, and analysis across various companies. Currently serving as an Executive Manager in the Transformation Office and Financial Planning at Cielo, Rafael oversees financial planning teams and manages budget construction for short, medium, and long-term forecasts, along with presenting monthly results to executive leadership. Previously, Rafael held significant roles at Unilever, TAM, Procter & Gamble, and Itaú Unibanco, contributing to budgeting, cost analysis, and revenue management. Rafael holds a Bachelor's degree in Economics from Universidade Estadual de Campinas and an MBA from Insper Instituto de Ensino e Pesquisa. Additionally, Rafael serves as a board member at Cateno.
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