Raphael Hernandes has over 20 years of experience in Commercial, Financial, and Operational sectors, working in consumer goods, telecommunications, and large financial institutions. Currently, Raphael serves as Gerente de Negócios N.7 at Cielo, focusing on electronic payment solutions in Latin America. Previously, Raphael held various roles including Gerente Comercial at Sundown Motos, Executivo de Vendas at Banco Bradesco, and Inteligência Comercial at Fugini Alimentos, where they demonstrated strong skills in team management, business intelligence, and KPI analysis. Raphael earned a Bachelor's degree in Administration from UNIESP from 2002 to 2005.
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