Situated in Schaumburg, IL, CityMortgage is a highly regarded independent mortgage firm dedicated to serving the home buying, refinancing, Construction financing, and real estate investment needs of clients throughout the western suburbs of Chicago. We offer a comprehensive portfolio of mortgage products tailored to meet a variety of financial situations and goals, including conventional loans, FHA loans, VA loans, jumbo loans, adjustable-rate mortgages, and construction loans for building new homes. Additionally, we specialize in innovative solutions designed to address unique client needs, making us a trusted partner for a diverse range of borrowers.

Our expertise extends to non-qualified mortgages (non-QM) for clients with unconventional income or credit profiles. These include debt service coverage ratio (DSCR) loans for investors focusing on property cash flow, ITIN loans for borrowers without Social Security Numbers, bank statement loans for self-employed individuals, profit and loss (P&L) statement loans for business owners, and no-income documentation loans for clients with unique financial circumstances. These products empower borrowers to achieve their goals without traditional constraints.

CityMortgage also offers financing for multifamily and special-purpose commercial properties, helping investors expand their portfolios. Multifamily loans support steady rental income and growth, while special-purpose loans cater to niche properties such as hotels and medical offices. For homeowners, we provide home equity lines of credit (HELOCs) to leverage equity for renovations, debt consolidation, or other needs.

Our highly skilled loan officers are committed to guiding and educating clients throughout the entire process, from initial consultation to closing. Whether purchasing your first home, refinancing, constructing a dream home, or investing in real estate, CityMortgage delivers transparency, communication, and personalized service.

CityMortgage

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