CJW Capital is an independent financial advisor. We focus on bringing in-depth financial planning and investment management services to small- to medium-sized clients.

We are independent and fee-based, which means that we earn our fees though the service we provide rather than by earning commissions for selling you products.

We manage portfolios of investments that are customized to each individual client, and can be as conservative or as aggressive as you want us to be. We typically use a mix of mutual funds and exchange-traded funds rather than individual stocks and bonds to create well-diversified portfolios.

We typically meet with each of our clients at least once per quarter, with a focus on keeping them up to date on their investment portfolio and on improving their financial snapshot by suggesting ways to improve. Here are some questions we have helped our clients answer:
 - Should I refinance my mortgage?
 - Should I pay down my mortgage faster?
 - Is it better for me to buy a home or continue to rent?
 - What are some good ways to save for my child's education?
 - How can I afford to go back to school?
 - How can I withdraw from my retirement accounts in the most efficient way possible?
 - When should I start taking social security?
 - What decisions should I make regarding Medicare?

We also offer financial advice to small businesses and small business owners, including 401(k) plans.

CJW Capital

Org chart

Teams

Offices