63 million Americans provide unpaid care to aging family members — averaging 27 hours per week and $7,200 out of pocket annually. Meanwhile, the home care industry faces 77% annual caregiver turnover because workers earn poverty wages with no benefits or ownership stake.

co-op.care is built to fix both sides of this crisis.

We're a Colorado Limited Cooperative Association (LCA) where Care Navigators are W-2 employees earning $25-28/hr with full benefits and equity ownership. They're not gig workers — they're owners. They vote on governance, earn patronage dividends, and build long-term wealth in the organization they help create.

For families, this means something radical: the same caregiver, every visit. When caregivers earn fair wages and own their work, they stay. Continuity of care isn't a marketing promise — it's a structural outcome.

HOW IT WORKS

We combine three care sources into one coordinated system:

Professional Care Navigators — W-2 companions and personal care aides matched to your family through our clinical assessment engine built on the Omaha System.

Time Bank — Neighbors trade hours of help. Give an hour of companionship, earn an hour of tech support. Community reciprocity, not charity.

The Comfort Card — Pre-funded, HSA/FSA-eligible care spending. Families save 28-36% on every care dollar through a Letter of Medical Necessity.

One dashboard. One care team. Zero handoffs between systems.

WHAT MAKES US DIFFERENT

Worker-owned, not investor-owned. Our cooperative structure means surplus goes back to caregivers and families — not shareholders.

Clinical backbone, not clinical feeling. Every interaction maps to validated nursing taxonomy, but families see warm, simple tools — not hospital forms.

Boulder-first. We're building deep in one community before expanding. Local trust, local relationships, local care.

Founded by Blaine Warkentine, MD, MBA — 20+ years in health technology and health system partnerships. 

Co-op.Care

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Co-op.Care

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