Thomas Engel is a seasoned Senior Credit Risk Analyst at Coface, with an extensive tenure since March 2007, focusing on managing a portfolio of Dutch debtors to minimize non-payment risks for clients. Thomas is skilled in collecting, structuring, and analyzing financial information, translating risk analysis into internal ratings, and guiding underwriting policies. Previous experiences include roles as Senior Risk Underwriter for Food Agro and Risk Underwriter for Industry at SNS Bank, and a position as Special Risk Manager at Cannock Chase. Thomas holds a Master's degree in Business Economics from Maastricht University, completed between 1996 and 2002.
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