Constance Ho is the ASEAN & Greater China Consulting Lead at Cognizant, where they leverage over 20 years of experience to assist large APAC banks in implementing risk-compliant solutions. As a credit risk practitioner, Constance has developed risk analytics models and underwriting strategies while collaborating with senior leadership on regulatory capital management initiatives. They hold a Master's degree in Risk Management from Monash University and various certifications in Big Data, Fintech, and Cybersecurity from prestigious institutions, including MIT and Harvard. Passionate about continuous learning and mentorship, Constance advocates for using technology to enhance financial inclusion for the elderly and nurturing the next generation of leaders.
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