Niklas Ruhmann is a seasoned financial professional currently serving as a Senior Unternehmerkundenbetreuer at Commerzbank AG since July 2023. In this role, Niklas specializes in developing and implementing tailored financial solutions for corporate clients, alongside conducting detailed financial analyses to minimize risks and identify growth opportunities. Prior to this position, Niklas worked at Volksbanken Raiffeisenbanken from May 2021 to June 2023 as a Firmenkundenberater, providing comprehensive advisory services to regional businesses on financing and investment solutions, as well as assessing creditworthiness through balance sheet and financial statement analysis. Niklas’s educational background includes a degree in Business Administration from FOM Hochschule für Oekonomie & Management, certification as a Gewerbekundenberater from Die GenoAkademie, and a Bankkaufmann qualification from IHK Offenbach am Main.
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