Tim Richards

Tim Richards is a highly experienced professional in the payment technologies sector, currently serving as Principal Consultant at Consult Hyperion since June 2015, with a focus on Open Banking, PSD2, CBDCs, digital wallets, and instant payments. Prior to this role, Tim held key positions such as Head of Business Development for Mobile NFC and Transit Sectors at PROXAMA SOLUTIONS LIMITED / ACONITE TECHNOLOGY, where expertise included mobile secure elements and transit payment solutions. Tim also served as Smartcard Solution Architect at Datacard, providing support for various sectors, and held multiple roles at NatWest from 1991 to 2000, contributing to smartcard development and personalisation systems. Tim’s extensive background encompasses technical consultancy, business development, and security analysis across the payments, transit, and government industries.