Cortes 23 (C23) is an individual life insurance Managing General Underwriter (MGU) that addresses long-standing inefficiencies in product manufacturing, underwriting, and distribution. C23 designs and manufactures digital life insurance products optimized for rapid market entry and seamless integration with existing agent platforms. Our product design significantly reduces the application and underwriting time from months to minutes, making it more efficient for carriers and more attractive to advisors and consumers. C23's technology-driven solution allows carriers to focus on mortality risk management while accelerating new product deployment and removing costs associated with technology upgrades. By streamlining the entire process, C23 makes it possible for advisors to profitably serve the underserved mass market segment, closing the significant life insurance coverage gap in the United States.

Cortes 23

Ryan Toner

This department focuses on the strategic direction and overall management of the organization.

Cortes 23

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