Cosmo is a purpose-built loyalty infrastructure platform that connects financial institutions to a global and scalable network of leading loyalty programs across airlines, hotels, and retailers.
Through a single API, Cosmo empowers banks, fintechs, and card issuers to issue and exchange points across multiple partners, enabling real-time exchanges, co-branding, and multi-brand card programs—unlocking a new standard for loyalty connectivity.
The platform combines patent-pending Multibrand technology with a centralized dashboard to manage partnerships, campaigns, and performance. 
Founded in 2023 and based in Dubai, Cosmo is expanding globally to make rewards work for every individual and every lifestyle.

Cosmo

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