We build emotionally intelligent AI agents purpose-built for lending operations — from loan originations through collections.

Think of our AI agent as a superhuman rep: available 24/7, operating at scale, and at a fraction of the cost of traditional teams. Our agents don’t just sound human — they think, respond, and negotiate like experienced human agents.

Cosmos AI helps financial institutions automate borrower communication across voice, SMS, and email with AI agents that can engage naturally, negotiate payment arrangements, follow up intelligently, and maintain compliance and empathy throughout every interaction.

Our platform enables lenders to:
• Improve recovery rates
• Reduce operational costs
• Scale borrower engagement
• Deliver better customer experiences

Cosmos AI

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Cosmos AI

Org chart

Teams

Offices

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