Michael Pinch currently serves as the Product Owner for Credit Scoring at Coutts since September 2025. Previously, Michael held the position of Director focused on Non Personal Risk Decisioning at NatWest from February 2019 to December 2022. Prior experience includes the role of Journey Developer in Complex Lending at the Royal Bank of Scotland from August 2015 to February 2019, and Credit Manager at RBS Invoice Finance from August 2012 to August 2015, where work included responsibilities as a Commercial Relationship Manager and Business Development Manager.
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