Since CREDI AI was founded in 2018, our missions has been to make AI-driven credit decisions available to everyone. Our pursuit is informed by our deep understanding of how traditional risk models have limited credit access to people who need the most.  

With AI and machine learning models, lenders can extend credit access to more people and say more “Yes” to unserved and underserved communities with confidence. 

It is true that a lot of lenders still rely on traditional linear-regression models (or even manual decisions) which tend to include unnecessarily biases and cannot quickly respond to economic uncertainties. 

In fact, traditional credit metrics have overlooked customers' creditworthiness and greatly limited their credit access until now. It's time to make your credit models have more accuracy, fairness and agility. Accelerate financial inclusion and remove inequity. 

With access to the right data and guidance by our subject-matter experts, predictive ML models could find the hidden patterns in the data and improve your credit underwriting better and faster.

The traditional way of re-modelling is a heavy-lifting and at time like now, lenders have to take action speedily. That’s where CREDI AI can help. It turns a year or more of work to weeks.

Our AI tools enable lenders to make more good decisions and enhance lender yields - increasing inclusion and reducing inequity.

We like to share our expertise and best practices to navigate your move to AI successful. CREDI AI is your AI credit engine to achieve your business goals and take to the next levels.

CREDI AI

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CREDI AI

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