CrePASS offers an alternative approach to traditional Credit Scoring Systems by providing a platform for incorporating alternative data, AI & ML driven insights and risk assessment models to create a more holistic view of creditworthiness.

The CrePASS solution targets lenders (Banks/Neobanks/Alternate lending companies/Fintech, etc.) who want to serve Thin-filers/No-filers and those with below average credit.

We aim to support the increasing provision of Digital Financial Lending products to the Underbanked/Underserved population through overcoming the challenges in assessing credit on them.

Traditional Credit Scoring Systems often fails to capture the creditworthiness of thin-filers/no-filers based solely on financial transaction history, limiting access to financial loans.  CrePASS solution incorporates non-financial big-data (e.g. Mobile, Utility, Psychometrics, Mobile, etc.) to provide a more comprehensive evaluation, opening up greater possibilities for lenders who want to target thin-filers.

CrePASS offers unique convergences of traditional approach to Credit Scoring and Alternative Data Credit Scoring Solution.

Achievements:
•	1st Alternative Data Credit Bureau in South Korea (2021) 
•	Over 130+ Credit Scoring Projects in South Korea. 
•	Patented Alternative Data Scoring technologies.
•	4 countries served in Asia and growing.

CrePASS

Org chart

Teams

Offices