Subham Kumar

Subham Kumar is a seasoned finance professional with experience in credit analysis and fixed income research. Currently serving as a Credit Analyst at Crisil since January 2025, Subham has previously held roles at Aranca as a Fixed Income and Credit Research analyst and as a Financial Analyst Intern at Apptad Inc. There, Subham focused on the analysis of working capital management in major IT firms such as TCS and IBM. Earlier in the career, Subham worked as an Equity Trader at HDFC Securities, where trade orders were executed and Demat accounts managed, and as a Product Development Intern at Aditya Birla Fashion and Retail Ltd. with a focus on sales targets for Louis Philippe T-shirts. Subham holds a PGDM in Finance from N. L. Dalmia Institute of Management Studies and Research and a B.Com in Accounting and Finance from Bangalore University.