Michael Budinger is a Principal and Commercial Lending Transformation Leader at Crowe, where they have focused on enhancing clarity in credit, model, and GRC risk since 2014. Prior to this role, Michael was a Senior Manager at Crowe Horwath LLP, leading the Credit and Model Risk Consulting Practice from 2007 to 2014. They began their career as an Assistant Vice President and Senior Portfolio Analyst at National City Bank, where they developed analytical frameworks for substantial mortgage portfolios. Michael holds a Bachelor of Business Administration in Finance from Western Michigan University, earned in 1998.
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