Michael Cowan

Michael Cowan is a Senior Regulatory Intelligence Expert at Cube, drawing on 30 years of extensive experience in Enterprise-wide Risk Management, Compliance, and Regulatory disciplines. Previously, they held senior roles such as Risk and Compliance Manager at Darlington Building Society and Head of Risk & Compliance Monitoring at Cattles plc, where they reported to Board directors and established risk frameworks and policies. Michael’s background includes significant positions at the Financial Services Authority and the Bank of England, and they are a member of the Chartered Institute of Securities and Investments. They have also served as an Interim Chief Risk Officer at the Scottish Building Society, overseeing risk management frameworks and providing governance support.