Cullen & Associates, Inc. is an independent adjusting firm providing disciplined field investigation and reliable claim support for insurance carriers and TPAs.

Our work is grounded in credibility, efficiency, and ethical practice. We focus on accurate observation, thorough documentation, and objective reporting—so carriers can make informed decisions with confidence.

Cullen & Associates integrates seamlessly into existing claim workflows, supporting daily, CAT, and complex losses across property lines. Our independence allows us to deliver clear, defensible findings while respecting the roles of all parties involved in the claims process.

From field inspections to detailed reporting, we understand that our work often shapes the direction of a claim long after the inspection is complete. That responsibility drives our commitment to consistency, professionalism, and trust.

Independent adjusting works best when it’s done quietly, accurately, and reliably.

Better together by any measure.

Cullen & Associates, Inc.

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