We are a consumer credit bureau that was set up in the private sector in 2001. The bureau works with the financial institutions of Pakistan assisting them in making sound credit decisions by providing them credit reports on borrowers and analytical tools that help them better monitor the health of their loan portfolios.

The bureau, which was the first of its kind in Pakistan, started as a negative only data reporting service but in 2007 we started to collect and report positive data as well. In 2008, with assistance from the International Finance Corporation we launched Credit Scoring service, a tool that is most extensively used by our members in predict customer default. There are 27 member banks that avail of our consumer bureau service and that includes all major institutions.

In Oct 2013 we launched the micro-finance credit bureau that serves as a platform for lenders to the micro-finance industry for sharing information on borrowers at the national level. We have 55 members availing our service which includes both banks and non-banks.

Credit

DataCheck Limited

This department focuses on building and maintaining software applications and solutions.

Software Development

This department focuses on interpreting and analyzing data to provide insights and support decision-making within the organization.

Data Analysis

This department oversees financial accounts and administrative support functions.

Accounts Management

This department oversees and manages the day-to-day operational activities and processes within the organization.

Business Operations

This department provides expertise in database management and data analysis to optimize information use across the organization.

Data Services

This department oversees the overall strategic direction and administration of the organization.

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Data Analysis

Accounts Management

Business Operations

Data Services

Executive Management